Many Americans live paycheck to paycheck, just one bad day away from financial disaster. In fact, a recent study by Salary Finance showed that 32% of the nearly 3,000 respondents said they run out of money between paychecks. For many, this means paying late fees or dealing with payday loans, which can have interest rates of 390% or more.

Employers only have a few limited, and expensive, options to help their employees bridge these short-term financial gaps. Fortunately, we have an exciting new service that lets workers access the pay they’ve earned, minus heavy fees and abusive interest rates – QuickPay.

We’ve partnered with national  pro-consumer financial tech innovator rapid! to provide this new on-demand pay option for small businesses.  Together, we’ve streamlined process that allows employees to request the pay they’ve already earned on demand and in minutes.

To use the system, they simply log in and transfer money from their upcoming paycheck onto their rapid! PayCard® Visa® Payroll Card, which can be used just like a traditional debit card. This allows workers to avoid late fees and payday loans while taking charge of their finances.

“It’s always great to find a solution that works for all sides, and that’s exactly what Quick Pay does,” said Jack Biltis, CEO of TAG | eBacon.  “This service helps workers make it from paycheck to paycheck and removes manual payroll adjustments for employers. It’s a true win-win situation.”

Quick Pay is free of the abusive fees and interest rates that plague other short-term cash options, like payday loans companies. And while there is a small transfer fee for those using the card, companies do not have to pay to participate in the system.

Offering Quick Pay

Offering Quick Pay in your organization can help eliminate short term stressors that hurt productivity and increase stress on the job. It is also an easy way to show your workers that you’re interested in their welfare. Companies can also use Quick Pay in their recruiting and retention efforts.

All of our clients can now offer Quick Pay to their employees. Participating in the program is free of charge and simple to set up. Those interested in offering Quick Pay just need to talk with their customer service representative to get started. We will walk you through everything and help you introduce the service to your workers.

“rapid!’s payment platform makes this service extremely easy to implement for our clients. We are proud to partner with them on creative solutions for small businesses across the country,” said Biltis.

More about rapid!

The rapid! brand is a trusted leader in corporate disbursements products and is the team that delivers to you the rapid! PayCard program. As an industry leader, rapid! continues to innovate new payment technologies that enable employers to allow their employees to be paid WHEN and HOW they want. rapid! OnDemand is being leveraged by gig economy firms like Uber and other savvy employers to use innovative pay practices to help recruit and retain the best talent with increased employee engagement.  rapid! OnDemand, rapid! Disbursements, and rapid! PayCard are Simple, Smart, and Secure.

The rapid! PayCard Visa Payroll Card is issued by MetaBank® National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc.  This card can be used everywhere Visa debit cards are accepted.

Important Information for opening a Card account

To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card account. This means that when you open a rapid! PayCard Visa Payroll Card account, you’ll be asked for your name, address, date of birth, and other information that will allow identification. This may also include a driver’s license or other identifying documents.

Read more about  rapid!


Instant payment are the future of money moving, and we’re working hard to position ourselves at the forefront of this movement by developing innovative, technology-forward methods. We’re excited to offer Quick Pay and invite you to check back often to see the exciting new products and services we’re developing.  

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The material presented here is educational in nature and is not intended to be, nor should be relied upon, as legal or financial advice. Please consult with an attorney or financial professional for advice.